Short Term & Long Term Disability
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Short Term & Long Term Disability
Many of us at HAWC Benefits consider this the most important need. The majority of bankruptcies are due to long term disabilities.
Per the National Underwriter Magazine, May 2001,When you're healthy and working, it's hard to imagine being disabled by illness or injury. But it can happen. In fact:
- One in 3 working Americans will become disabled for 90 days or more before age 65.
- The average disability absence is 2 and a half years.
- More than 80% of working Americans don't have disability income insurance or aren't covered adequately.
Plans can be offered at 2 employees but become very competitive at 10 employees and carve out plans are extremely popular.
