Group Medical Insurance

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Group Medical Insurance

We spend 16% of our Gross Domestic Product on health care-related costs per the IRS in 2005, and that percentage continues to climb. It's becoming more difficult for families and businesses to afford coverage. Many factors contribute to rising costs, including:

For years medical insurance has been the heart of retention and hiring employees. More than ever has the cost of medical insurance been analyzed as the price has more then doubled the last 10 years and is on track to continue that trend. The marketplace has responded with more products to offer employees than ever before.

As you can tell by our website we focus on getting the employees involved in their cost and decisions with the benefits. It is common for our clients to have two or three plan designs to choose from. Teaching and educating our employees into consumers is a key goal of ours.

HAWC Benefits has been creative in designing some specific programs that have been unconventional in the past. Carve-out plans and voluntary group medical products are getting more attention than ever before. Every company is different so we have specific questions to find the correct medical product or products to fit your company.